/* ══════════════════════════════════════════
   SEGURO-ART
══════════════════════════════════════════ */
/* HERO */
  body.page-art #hero{ display:block;background:var(--navy);padding:120px 5% 80px;position:relative;clip-path:inset(0); }
  body.page-art #heroBg{ position:absolute;inset:0;pointer-events:none;overflow:hidden;background:radial-gradient(circle 300px at 70% 40%,rgba(var(--blue-rgb), 0.22) 0%,transparent 70%);transition:background 0.05s; }
  body.page-art .hero-grid{ position:absolute;inset:0;pointer-events:none;opacity:.025;background-image:linear-gradient(rgba(var(--white-rgb), .5) 1px,transparent 1px),linear-gradient(90deg,rgba(var(--white-rgb), .5) 1px,transparent 1px);background-size:60px 60px; }
  body.page-art .hero-inner{ position:relative;z-index:1;max-width:1100px;margin:0 auto;width:100%;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start; }
  body.page-art .hero-tag{ display:inline-flex;align-items:center;gap:8px;background:rgba(var(--blue-rgb), 0.2);border:1px solid rgba(var(--blue-rgb), 0.4);color:var(--blue-pale);font-size:12px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;padding:6px 14px;border-radius:99px;margin-bottom:20px; }
  body.page-art .hero-tag::before{ content:'';width:6px;height:6px;background:var(--blue-light);border-radius:50%;animation:pulse 2s infinite; }
  @keyframes pulse{ 0%,100%{opacity:1}50%{opacity:.3} }
  body.page-art .hero-text{ position:sticky;top:96px;padding-top:8px; }
  body.page-art #hero h1{ font-family:'Syne',sans-serif;font-size:clamp(2.4rem,4.5vw,3.8rem);font-weight:800;color:var(--white)!important;line-height:1.1;margin-bottom:16px;letter-spacing:-.02em; }
  body.page-art #hero h1 span{ color:var(--blue-light)!important; }
  body.page-art #hero p{ font-size:16px;color:rgba(var(--white-rgb), 0.6)!important;line-height:1.75;font-weight:300;margin-bottom:28px;max-width:480px; }
  @media(max-width:500px){ body.page-art #hero p{ max-width:100%; } body.page-art .hero-form-card{ min-width:0;width:100%; } }
  body.page-art .hero-btns{ display:flex;gap:12px;flex-wrap:wrap; }
  body.page-art .btn-hero-primary{ background:var(--blue);color:var(--white);padding:12px 26px;border-radius:8px;font-size:14px;font-weight:700;text-decoration:none;font-family:'Syne',sans-serif;transition:background .2s; }
  body.page-art .btn-hero-primary:hover{ background:var(--blue-light); }
  body.page-art .btn-hero-outline{ background:transparent;color:var(--white);padding:12px 26px;border-radius:8px;font-size:14px;font-weight:700;text-decoration:none;font-family:'Syne',sans-serif;border:1px solid rgba(var(--white-rgb), 0.25);transition:all .2s; }
  body.page-art .btn-hero-outline:hover{ border-color:rgba(var(--white-rgb), 0.6);background:rgba(var(--white-rgb), 0.06); }

  /* HERO FORM CARD */
  body.page-art .hero-form-card{ background:rgba(var(--white-rgb), 0.06);border:1px solid rgba(var(--white-rgb), 0.12);border-radius:20px;padding:28px;backdrop-filter:blur(10px); }
  body.page-art .hero-form-card h3{ font-family:'DM Sans',sans-serif;font-size:16px;font-weight:800;color:var(--white);margin-bottom:18px; }
  body.page-art .hf-group{ margin-bottom:14px; }
  body.page-art .hf-group label{ display:block;font-size:11px;font-weight:700;color:rgba(var(--white-rgb), 0.5);letter-spacing:.06em;text-transform:uppercase;margin-bottom:5px; }
  body.page-art .hf-group select, body.page-art .hf-group input{ width:100%;padding:10px 12px;border:1px solid rgba(var(--white-rgb), 0.15);border-radius:8px;font-size:13px;font-family:'DM Sans',sans-serif;color:var(--navy);background:var(--white);outline:none;transition:border-color .2s; }
  body.page-art .hf-group select:focus, body.page-art .hf-group input:focus{ border-color:var(--blue-light); }
  body.page-art .hf-row{ display:grid;grid-template-columns:1fr 1fr;gap:12px; }
  body.page-art .hf-toggle{ display:flex;gap:8px; }
  body.page-art .hf-toggle label{ flex:1;text-align:center;padding:9px;border:1px solid rgba(var(--white-rgb), 0.15);border-radius:8px;font-size:13px;font-weight:600;color:rgba(var(--white-rgb), 0.7);cursor:pointer;transition:all .2s; }
  body.page-art .hf-toggle input[type=radio]{ display:none; }
  body.page-art .hf-toggle input[type=radio]:checked + label{ background:var(--blue);border-color:var(--blue);color:var(--white); }
  body.page-art .hf-submit{ width:100%;padding:13px;background:var(--blue);color:var(--white);border:none;border-radius:8px;font-size:14px;font-weight:800;cursor:pointer;font-family:'Syne',sans-serif;transition:background .2s;margin-top:4px; }
  body.page-art .hf-submit:hover{ background:var(--blue-light); }

  /* COBERTURAS */
  body.page-art #coberturas{ padding:80px 5% 40px;background:var(--white);position:relative;overflow:hidden; }
  body.page-art #coberturas .section-tag{ color:var(--blue); }
  body.page-art #coberturas .section-title{ color:var(--navy); }
  body.page-art #coberturas .section-sub{ color:var(--gray); }
  body.page-art .section-inner{ max-width:1100px;margin:0 auto; }
  body.page-art .section-tag{ font-family:'DM Sans',sans-serif;font-size:14px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);margin-bottom:10px;text-align:center; }
  body.page-art .section-title{ font-family:'DM Sans',sans-serif;font-size:clamp(2rem,3vw,2.8rem);font-weight:800;color:var(--navy);line-height:1.2;margin-bottom:40px;letter-spacing:-.02em;text-align:center; }
  body.page-art .coberturas-grid{ display:grid;grid-template-columns:repeat(4,1fr);gap:16px; }
  body.page-art .cobertura-card{ background:var(--white);border:1px solid var(--gray-light);border-radius:14px;padding:22px;transition:box-shadow .25s,transform .25s,border-left .3s;border-left:3px solid transparent; }
  body.page-art .cobertura-card:hover{ box-shadow:0 8px 24px rgba(var(--blue-rgb), 0.1);transform:translateY(-3px);border-left:3px solid var(--blue); }
  body.page-art .cobertura-icon{ width:44px;height:44px;border-radius:10px;background:var(--blue-pale);display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:14px; }
  body.page-art .cobertura-name{ font-family:'Syne',sans-serif;font-size:14px;font-weight:800;color:var(--navy);line-height:1.3; }

  /* TIPOS DE COBERTURA */
  body.page-art #tipos{ padding:80px 5%;background:var(--white); }
  body.page-art .tipos-grid{ display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:0; }
  body.page-art .tipo-card{ border-radius:16px;padding:32px;border:1px solid var(--gray-light);position:relative;overflow:hidden;transition:box-shadow .25s; }
  body.page-art .tipo-card:hover{ box-shadow:0 12px 32px rgba(var(--blue-rgb), 0.1); }
  body.page-art .tipo-card.featured{ border-color:var(--blue);border-width:2px; }
  body.page-art .tipo-badge{ position:absolute;top:16px;right:16px;background:var(--blue);color:var(--white);font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:4px 10px;border-radius:99px; }
  body.page-art .tipo-name{ font-family:'DM Sans',sans-serif;font-size:18px;font-weight:800;color:var(--navy);margin-bottom:8px; }
  body.page-art .tipo-desc{ font-size:13px;color:var(--gray);line-height:1.7;font-weight:300;margin-bottom:20px; }
  body.page-art .tipo-items{ display:flex;flex-direction:column;gap:8px; }
  body.page-art .tipo-item{ display:flex;align-items:center;gap:8px;font-size:13px;color:var(--navy); }
  body.page-art .tipo-item::before{ content:'';width:6px;height:6px;border-radius:50%;background:var(--blue);flex-shrink:0; }
  body.page-art .tipo-item.no{ color:var(--gray); }
  body.page-art .tipo-item.no::before{ background:var(--gray-light); }

  /* POR QUÉ APC */
  body.page-art #porque{ padding:80px 5%;background:var(--off-white); }
  body.page-art #porque .section-tag{ color:var(--blue);text-align:center; }
  body.page-art #porque .section-title{ color:var(--navy);text-align:center; }
  body.page-art .porque-grid{ display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:0; }
  body.page-art .porque-card{ background:var(--white);border:1px solid var(--gray-light);border-radius:14px;padding:28px;transition:box-shadow .25s,transform .25s; }
  body.page-art .porque-card:hover{ box-shadow:0 8px 24px rgba(var(--blue-rgb), 0.1);transform:translateY(-3px); }
  body.page-art .porque-num{ font-family:'Syne',sans-serif;font-size:11px;font-weight:700;color:var(--blue);letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px; }
  body.page-art .porque-title{ font-family:'Syne',sans-serif;font-size:16px;font-weight:700;color:var(--navy);margin-bottom:8px; }
  body.page-art .porque-text{ font-size:13px;color:var(--gray);line-height:1.7;font-weight:300; }

  /* FAQ */
  body.page-art #faq{ padding:80px 5% 40px;background:var(--off-white); }
  body.page-art #faq .section-tag{ color:var(--blue); }
  body.page-art #faq .section-title{ color:var(--navy); }
  body.page-art .faq-list{ display:flex;flex-direction:column;gap:10px;max-width:800px;margin:0 auto; }
  body.page-art .faq-item{ background:var(--white);border:1px solid var(--gray-light);border-radius:12px;overflow:hidden; }
  body.page-art .faq-q{ width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 20px;background:none;border:none;cursor:pointer;text-align:left;font-family:'Syne',sans-serif;font-size:14px;font-weight:700;color:var(--navy);transition:color .2s; }
  body.page-art .faq-q:hover{ color:var(--blue); }
  body.page-art .faq-icon{ width:24px;height:24px;border-radius:50%;background:var(--blue-pale);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .2s,transform .3s; }
  body.page-art .faq-icon svg{ width:10px;height:10px;stroke:var(--blue); }
  body.page-art .faq-item.open .faq-icon{ background:var(--blue);transform:rotate(180deg); }
  body.page-art .faq-item.open .faq-icon svg{ stroke:var(--white); }
  body.page-art .faq-a{ max-height:0;overflow:hidden;transition:max-height .35s cubic-bezier(0.4,0,0.2,1),padding .35s;padding:0 20px;font-size:13px;color:var(--text-muted);line-height:1.8;font-weight:300; }
  body.page-art .faq-a.show{ max-height:400px;padding:0 20px 16px; }
  body.page-art .faq-a ul{ padding-left:18px;margin-top:6px; }
  body.page-art .faq-a ul li{ margin-bottom:4px; }

  /* CTA */
  body.page-art #cta{ padding:0;background:transparent; }
  body.page-art .cta-card{ background:var(--navy);border-radius:20px;padding:44px 52px;display:flex;align-items:center;justify-content:space-between;gap:40px;max-width:1100px;margin:0 auto; }
  body.page-art .cta-card h2{ font-family:'DM Sans',sans-serif;font-size:clamp(1.4rem,2.5vw,1.9rem);font-weight:800;color:var(--white);margin-bottom:8px; }
  body.page-art .cta-card p{ font-size:15px;color:rgba(var(--white-rgb), 0.55);font-weight:300;margin:0; }
  body.page-art .cta-btns{ display:flex;gap:12px;flex-shrink:0; }
  body.page-art .btn-cta{ background:var(--blue);color:var(--white);padding:12px 26px;border-radius:8px;font-size:14px;font-weight:600;text-decoration:none;font-family:'Syne',sans-serif;transition:background .2s;white-space:nowrap; }
  body.page-art .btn-cta:hover{ background:var(--blue-light); }
  body.page-art .btn-cta-outline{ background:transparent;color:var(--white);padding:12px 26px;border-radius:8px;font-size:14px;font-weight:600;text-decoration:none;font-family:'Syne',sans-serif;border:1px solid rgba(var(--white-rgb), 0.25);transition:all .2s;white-space:nowrap; }
  body.page-art .btn-cta-outline:hover{ border-color:rgba(var(--white-rgb), 0.5);background:rgba(var(--white-rgb), 0.06); }

  @media(max-width:900px){
      body.page-art .hero-inner{ grid-template-columns:1fr;gap:32px; }
      body.page-art .hero-form-card{ width:100%;min-width:0; }
      body.page-art .coberturas-grid{ grid-template-columns:repeat(2,1fr); }
      body.page-art .tipos-grid{ grid-template-columns:1fr; }
      body.page-art .porque-grid{ grid-template-columns:1fr; }
      body.page-art .cta-card{ flex-direction:column;text-align:center;padding:32px 24px; }
      body.page-art #workerWrap{ left:5%!important;width:90%!important;opacity:0.08!important; }
  }
  @media(max-width:600px){
      body.page-art .coberturas-grid{ grid-template-columns:1fr 1fr; }
      body.page-art .hf-row{ grid-template-columns:1fr; }
      body.page-art .cta-btns{ flex-direction:column;width:100%; }
      body.page-art #workerWrap{ display:none!important; }
  }

  body.page-art .coberturas-c-wrap{ display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;background:var(--white);border:1px solid var(--gray-light);border-radius:20px;padding:48px; }
  body.page-art .coberturas-c-left{}
  body.page-art .coberturas-c-right{ display:flex;flex-direction:column;gap:0; }
  body.page-art .cob-item{ display:flex;align-items:center;gap:12px;font-size:14px;color:var(--navy);padding:11px 0;border-bottom:1px solid var(--gray-light);font-weight:400; }
  body.page-art .cob-item:last-child{ border-bottom:none; }
  body.page-art .cob-dot{ width:20px;height:20px;border-radius:50%;background:var(--blue-pale);display:flex;align-items:center;justify-content:center;flex-shrink:0; }
  body.page-art .cob-dot::after{ content:'';width:8px;height:8px;border-radius:50%;background:var(--blue);display:block; }

  body.page-art .cob-table thead th.cob-featured-col{ background:var(--blue); }

  body.page-art .parallax-blob{ position:absolute;border-radius:50%;pointer-events:none;will-change:transform; }
  body.page-art .blob-1{ width:500px;height:500px;background:radial-gradient(circle,rgba(var(--blue-rgb), 0.08) 0%,transparent 70%);top:-100px;right:-100px; }
  body.page-art .blob-2{ width:400px;height:400px;background:radial-gradient(circle,rgba(var(--blue-rgb), 0.06) 0%,transparent 70%);bottom:-80px;left:-60px; }
  body.page-art #porque{ position:relative;overflow:hidden; }
  body.page-art .blob-3{ width:600px;height:600px;background:radial-gradient(circle,rgba(var(--white-rgb), 0.04) 0%,transparent 70%);top:-150px;right:-150px; }

  body.page-art .sc-grid{ display:grid;grid-template-columns:repeat(3,1fr);gap:16px; }
  body.page-art .sc-card{ background:var(--white);border-radius:16px;overflow:hidden;border:1px solid var(--gray-light);display:flex;flex-direction:column;opacity:0;transform:translateY(32px);transition:opacity .55s cubic-bezier(.4,0,.2,1),transform .55s cubic-bezier(.4,0,.2,1),box-shadow .3s; }
  body.page-art .sc-card.sc-visible{ opacity:1;transform:translateY(0); }
  body.page-art .sc-card:hover{ box-shadow:0 16px 40px rgba(var(--blue-rgb), 0.18),0 0 0 2px var(--blue);transform:translateY(-6px)!important; }
  @keyframes cardGlow{ 0%,100%{ box-shadow:0 16px 40px rgba(var(--blue-rgb), 0.18),0 0 0 2px rgba(var(--blue-rgb), 0.6); } 50%{ box-shadow:0 20px 48px rgba(var(--blue-rgb), 0.28),0 0 0 2px rgba(var(--blue-light-rgb), 1),0 0 20px rgba(var(--blue-rgb), 0.2); } }
  body.page-art .sc-card.sc-visible:hover{ animation:cardGlow 1.8s ease-in-out infinite; }

  body.page-art .sc-card-top{ padding:24px 24px 0; }
  body.page-art .sc-plan-label{ font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--gray);margin-bottom:6px; }

  body.page-art .sc-card-name{ font-family:'Syne',sans-serif;font-size:18px;font-weight:800;color:var(--navy);margin-bottom:10px;line-height:1.2; }
  body.page-art .sc-card-desc{ font-size:12.5px;color:var(--gray);line-height:1.7;font-weight:300;margin-bottom:20px; }
  body.page-art .sc-divider{ height:1px;background:var(--gray-light);margin:0 24px; }
  body.page-art .sc-card-body{ padding:20px 24px 20px;display:flex;flex-direction:column;gap:10px;flex:1; }
  body.page-art .sc-item{ display:flex;align-items:center;gap:10px;font-size:13px;color:var(--navy);opacity:0;transform:translateX(-10px);transition:opacity .35s,transform .35s; }
  body.page-art .sc-item.sc-visible{ opacity:1;transform:translateX(0); }
  body.page-art .sc-item.sc-no{ color:var(--text-soft); }
  body.page-art .sc-check{ width:20px;height:20px;border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:800; }
  body.page-art .sc-item:not(.sc-no) .sc-check{ background:var(--blue-pale);color:var(--blue); }
  body.page-art .sc-item.sc-no .sc-check{ background:var(--surface);color:var(--border); }
  body.page-art .sc-card-footer{ padding:0 24px 24px; }
  body.page-art .sc-btn{ display:block;text-align:center;padding:11px;border-radius:8px;font-family:'Syne',sans-serif;font-size:13px;font-weight:700;text-decoration:none;transition:background .2s;cursor:pointer;border:none;width:100%; }
  body.page-art .sc-btn-primary{ background:var(--blue);color:var(--white); }
  body.page-art .sc-btn-primary:hover{ background:var(--blue-light); }
  @media(max-width:900px){   body.page-art .sc-grid{ grid-template-columns:1fr; } }

  /* MODAL */
  body.page-art .modal{ display:none;position:fixed;inset:0;z-index:200;background:rgba(var(--navy-rgb), 0.7);align-items:center;justify-content:center; }
  body.page-art .modal.show{ display:flex; }
  body.page-art .modal-box{ background:var(--white);border-radius:16px;padding:40px;max-width:380px;width:90%;text-align:center; }
  body.page-art .modal-icon{ width:60px;height:60px;background:var(--success-bg);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 20px;font-size:28px; }
  body.page-art .modal-title{ font-family:'Syne',sans-serif;font-size:20px;font-weight:800;color:var(--navy);margin-bottom:10px; }
  body.page-art .modal-text{ font-size:14px;color:var(--gray);line-height:1.7;margin-bottom:24px; }
  body.page-art .modal-close{ background:var(--navy);color:var(--white);border:none;padding:12px 28px;border-radius:8px;cursor:pointer;font-family:'Syne',sans-serif;font-size:14px;font-weight:600; }

  body.page-art .cob-grid-art{ display:grid;grid-template-columns:repeat(2,1fr);gap:12px;max-width:860px;margin:0 auto; }
  body.page-art .cob-item-art{ display:flex;align-items:center;gap:14px;background:var(--white);border:1px solid var(--gray-light);border-radius:12px;padding:16px 20px;opacity:0;transform:translateY(24px);transition:opacity .5s cubic-bezier(.4,0,.2,1),transform .5s cubic-bezier(.4,0,.2,1),box-shadow .25s,border-left .3s;border-left:3px solid transparent; }
  body.page-art .cob-item-art:hover{ box-shadow:0 8px 28px rgba(var(--blue-rgb), 0.13);border-left:3px solid var(--blue); }
  body.page-art .cob-item-art:hover .cob-emoji{ animation:bounce 0.5s ease; }
  body.page-art .cob-item-art:hover .cob-label{ color:var(--blue); }
  body.page-art .cob-item-art.visible{ opacity:1;transform:translateY(0); }
  body.page-art .cob-emoji{ font-size:22px;flex-shrink:0;display:inline-block; }
  body.page-art .cob-label{ font-family:'Syne',sans-serif;font-size:14px;font-weight:700;color:var(--navy);transition:color .2s; }
  @keyframes bounce { 0%,100%{transform:translateY(0)} 40%{transform:translateY(-6px)} 70%{transform:translateY(-3px)} }
  @media(max-width:600px){   body.page-art .cob-grid-art{ grid-template-columns:1fr; } }

  body.page-art .timeline{ max-width:720px;margin:48px auto 0;display:flex;flex-direction:column;gap:0; }
  body.page-art .tl-dark{ display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:48px;position:relative; }
  body.page-art .tl-dark::before{ content:'';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:100vw;height:5px;background:var(--blue);z-index:0;pointer-events:none; }
  body.page-art .tl-dark-item{ background:var(--navy);border:1px solid rgba(var(--white-rgb), 0.08);border-radius:14px;padding:28px;position:relative;overflow:hidden;transition:transform .25s cubic-bezier(.4,0,.2,1),box-shadow .25s; }
  body.page-art .tl-dark-item::after{ content:'';position:absolute;top:0;left:0;width:3px;height:0;background:linear-gradient(to bottom,var(--blue),var(--blue-light));border-radius:14px 0 0 14px;transition:height .4s cubic-bezier(.4,0,.2,1); }
  body.page-art .tl-dark-item:hover{ transform:translateY(-6px);box-shadow:0 16px 40px rgba(var(--navy-rgb), 0.2); }
  body.page-art .tl-dark-item:hover::after{ height:100%; }
  body.page-art .tl-dark-item::before{ content:attr(data-n);position:absolute;right:-10px;bottom:-10px;font-size:90px;font-weight:900;color:rgba(var(--blue-rgb), 0.15);line-height:1;pointer-events:none;font-family:'Syne',sans-serif; }
  body.page-art .tl-dark-num{ font-size:13px;font-weight:800;color:var(--blue-light);letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px; }
  body.page-art .tl-dark-title{ font-family:'Syne',sans-serif;font-size:15px;font-weight:800;color:var(--white);margin-bottom:10px;line-height:1.3; }
  body.page-art .tl-dark-desc{ font-size:13px;color:rgba(var(--white-rgb), 0.5);line-height:1.75;font-weight:300; }
  @media(max-width:900px){ body.page-art .tl-dark{ grid-template-columns:1fr 1fr; } body.page-art .tl-dark::before{ display:none; } }
  @media(max-width:500px){ body.page-art .tl-dark{ grid-template-columns:1fr; } }